Cash is the lifeblood of every agency.  More agencies go out of business due to the lack of cash than for any other reason.  

A key part of our role as your finance function is to support you in improving and strengthening your cash position so you’re never short of money to meet your payroll obligations or those tax bills.

Cashflow Forecast

Effective cash flow management is not just about keeping your agency afloat; it’s about enabling your business to thrive and grow. We understand the unique financial dynamics of digital creative agencies. That’s why we offer comprehensive cash flow management services designed to give you clarity, control, and confidence in your financial planning.

• Custom Cash Flow Forecasting: Our team goes beyond basic accounting to provide a detailed cash flow forecast. We consider the specific patterns of your receivables and payables, offering you a realistic view of your financial position over the next 90 days and beyond. By incorporating the expected timings of customer payments and upcoming expenses, we help you precisely visualise your cash flow.
• Planning for Every Scenario: In the creative industry, flexibility is key. We ensure our forecasts account for both the predictable and the unforeseen. From quarterly VAT payments to your annual corporation tax bill, we meticulously plan for all eventualities. We aim to prepare you for every financial obligation, including those unexpected expenses that can often derail an otherwise sound budget.
• Strategic Financial Guidance: Our service continues beyond forecasting. We provide ongoing guidance to help you make informed decisions about your agency’s finances. Whether it’s identifying opportunities for improving cash flow, advising on investment strategies, or navigating through tight financial periods, we are there to guide you. 

Managing Receivables

Ensuring your clients pay their invoices fully and punctually is crucial for maintaining your agency’s financial health. We take a comprehensive and proactive approach to managing your receivables process, ensuring that cash flow remains steady and predictable. Our services include:

• Precision in Invoicing: We start initially, ensuring that your invoices are accurately prepared and dispatched. This includes including purchase order numbers, correct itemisation of services, and promptly uploading all invoices to any necessary client portals. Our meticulous attention to detail helps prevent delays caused by inaccuracies or missing information.
• Understanding Client Payment Practices: We recognise that your clients may have payment terms and processes that only sometimes align with yours. Our team invests time in understanding these nuances, from their preferred payment methods to their internal approval timelines. This insight allows us to tailor our follow-ups and communications effectively, reducing the gap between invoicing and payment.
• Customised Receivables Systems: To further streamline your cash flow, we implement robust systems tailored to your agency’s needs. These systems are designed to track, manage, and follow up on outstanding receivables efficiently. Whether it’s setting up automated reminders, negotiating payment terms, or providing regular receivables forecasting, our goal is to ensure you have the resources and support to focus on what you do best—running your creative agency.

Managing Suppliers

Optimising supplier payments is key to maintaining a balanced cash flow while fostering positive relationships with your suppliers. Achieving this balance allows your business to optimise its financial resources without compromising the trust and reliability you’ve built with your partners.

We offer a strategic approach to managing your supplier payment schedule. Our services are designed to ensure that your bills are paid promptly and efficiently using a tried & trusted bill payment system. This approach streamlines the payment process and minimises the time you spend managing transactions, allowing you to focus on your core business activities.

Integrating this service with our cash flow forecasting, we provide a comprehensive solution that enhances your control over the funds leaving your business. It’s not just about paying bills; it’s about doing it smartly so your cash stays where it needs to be and your relationships with suppliers stay strong.

Obtaining Finance

No matter how well you manage your cash, sometimes you need extra help.  That could be to fund an expansion, cover a tax bill or tide you over until that hefty invoice is paid from a client.

Using our partnership with Swoop, we have access to a broad range of financing alternatives, including:

• Unsecured Loans
• Secured Loans
• Cashflow finance
• Tax bill finance